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Crocus Wealth Limited, a trading style of Crocus Wealth is committed to protecting and respecting your privacy.
Our Privacy Policy explains when and why we collect personal information about visitors to our Website, how we use it, the conditions under which we may disclose it to others and how we keep it secure.
We may change this Privacy Policy from time to time so please check this page occasionally to ensure that you remain happy with its content. By using our Website, you are agreeing to be bound by this Privacy Policy.
Any questions regarding this Privacy Policy and our privacy practices should be sent by email to advice@crocuswealth.co.uk or by writing to Crocus Wealth Limited
Chartered Financial Planners, 146 High Street, Billericay, Essex CM12 9DF. Alternatively, you can telephone our office on 01277 487920
We are registered with the Information Commissioner’s Office under registration number Z7979498.
Who are we?
Crocus Wealth Limited are Chartered Financial Planners and independent financial advisers, providing financial and investment advice to business and private individual clients.
We are a limited company registered in England and Wales Company No 3841035 Registered Office: 601 London Road, Westcliff-on-Sea, Essex SS0 9PE. Crocus Wealth Limited are authorised and regulated by the Financial Conduct Authority (FCA) by firm reference No: 429588.
Information Submitted by You
We will process any data when you use our Website, for example, when you contact us about products and services by using our Website Enquiry Form or Registering/Signing-up to receive our e-bulletins by email and in the normal post, in accordance with UK and EU data protection legislation.
What type of information is collected from you?
The personal information we collect might include your name, address, landline telephone and mobile, email address, and what information you asked us to send or phone you back about. This Website does not request or process online payments.
How is the information you have given us used?
We may use your information to:
- record your interest in our products and services
- use your contact details to call or email you
- to send you a quotation
- seek your views or comments on the services we provide
- notify you of changes to our services
- send you information and or updates about products and service you have requested and that may interest to you
- our latest promotions, events, or training courses
- to process a job application you have sent to our organisation
We will hold this personal data for as long as is required. If and when we are asked to remove personal data by an individual or organisation whose data we have recorded, this will be done within 72 hours or soon after. If this personal data remains relevant to one or other service we are providing to the individual or organisation, we may be legally or commercially required to hold some information to fulfil the obligations to that service.
Who has access to your information?
Crocus Wealth Limited will not sell or rent your information to third parties for any purpose. If having used our Website to enquire of our services, you then agree to order one or other of our services, your details may need to be given to a selected service provider of investments and insurance (an investment provider, insurer or underwriter) for legal and commercial reasons. Each will be acting as a data controller of your information and we can provide copies their Privacy Policies. Each of these third-party providers has been carefully selected by Crocus Wealth Limited with whom we have typically worked for years. All the investment providers and insurers with whom we arrange investments and insurance are regulated by the Financial Conduct Authority (FCA) and or The Prudential Regulation Authority (PRA) who each regulate UK insurance and financial services.
You decide
You can decide if you want to receive information from Crocus Wealth now and in the future. If you do not want to receive news, e-bulletins and any other communication from us you can telephone, email or write to our offices to stop this -
How you can update your information
The accuracy of your information is important so if you change email address, or any of the other information we hold becomes out of date and inaccurate, you can telephone, email or write to our offices to update these records -
Security protecting personal data
When you give us personal information, we take steps to ensure that it is treated securely. We do not hold any credit or debit card payment information. More general contact details such as your name, address, telephone and email may be held on our servers. No outside party has access to these servers. Data files on these servers are regularly scanned for virus detection and protected by strong firewalls for which access passwords are regularly updated.
Use of 'cookies'
Crocus Wealth Limited Website at www.crocuswealth.co.uk uses ‘Session Cookies’ These cookies last for the session the visitor is on our site. This is helpful as it will speed-up navigation from one page to another during the visit (session). Once the visitor leaves our site the cookie stops and does not remain on the visitor’s PC or phone. ‘Permanent Cookies’ on the other hand, as the name suggests, persist after the visitor has left a site to remain on the visitor’s PC or phone. These cookies can all be turned-off and removed easily using your browser’s preference settings which will vary depending on which browser you use. Crocus Wealth Limited Website at www.crocuswealth.co.uk does not use ‘Permanent Cookies’.
Click here to read our Cookies Guide
Links to and from external Websites
Our Website contains links to external Websites run by other organisations. This privacy policy applies only to our Website‚ not those external Websites that we link to, who will have their own privacy policies. We are not responsible for these external Websites and their privacy policies and practices. In addition, if you are linked to our Website from an external site, we cannot be responsible for the privacy policies and practices of the owners and operators of that external Website and recommend that you check the privacy policy of that external site.
Data Stored within UK and Europe (EU)
Our data is held on servers located in UK and Europe (EU) where data protection legislation is governed by UK and European (EU) laws and regulations. (GDPR and the UK Data Protection Act 2018)
Interruptions and Omissions in Service
Every effort is made to ensure that our Website is accurate, secure and accessible at all times. However, Web and Internet connections can fail from time-to-time which is beyond our control. Although rare, service breaks are typically temporary amounting to as little as a matter of minutes in some cases. We do not accept any liability arising from any such errors, omissions, interruptions or delays or any ongoing obligation or responsibility to operate this Website (or any particular part of it) or to provide the service offered on this Website. We may vary the specification of this site from time to time without notice.
Your Use of our Website
You may only use this Website for lawful purposes when seeking information. You must not under any circumstances seek to undermine the security of the Website or any information submitted to or available on it. In particular, but without limitation, you must not seek to access, alter or delete any information to which you do not have authorised access, seek to overload the system via spamming or flooding, take any action or use any device, routine or software to crash, delay, damage or otherwise interfere with the operation of this Website or attempt to decipher, disassemble or modify any of the software, coding or information on the Website.
Information on our Website
Whilst we make every effort to ensure that the information on this site is accurate and complete, we do not accept any liability arising from any inaccuracy or omission in any of the information on our Website or any liability in respect of information on our Website supplied by you, any other site user or any other person.
Choice of Law and Jurisdiction
The use of this Website and any agreements entered into through this Website are to be governed by English law. The courts of England are to have exclusive jurisdiction to settle any dispute arising out of or in connection with the use of this Website or any agreement made through this Website.
Data Protection Acts 1998 (GDPR and UK DPA May 2018)
This Act of Parliament which set out principles relating to the use of data to ensure that the rights of the person who is the subject of the data are protected under the law, the forthcoming GDPR European Directive on data protection and the UK Government’s Data Protection Act (DPA) which will come into force at the same time.
Personal Data
Personal data is defined as data which relates to a living individual or organisation who can be identified from their data, or from their data and other information which is in the possession of or is likely to come into the possession of Crocus Wealth Limited.
For full details of personal data and your rights, please visit the Information Commissioners Office Website at http://www.ico.org.uk/
Third Parties
These are companies and people other than Crocus Wealth Limited.
Users and Visitors
People who use our Website and register their details with us for the purposes of commenting about our site, gain more information about our services and general business activities.
Review of this Policy
We keep this Policy under regular review. This Policy was last updated in January 2018.
Crocus Wealth Limited, uses reasonable care to make sure that the information appearing on this Website is accurate and up-to-date. However, errors and omissions may occur and our visitors/users should not take the accuracy of the information for granted but check directly with Crocus Wealth Limited. None of the material contained in this Website is to be relied upon as a statement or representation of fact.
Crocus Wealth Limited shall not be liable for any loss of profits or contracts or any direct, indirect or consequential loss, business interruption or loss of data or programs arising out of or in connection with the use of the information either contained within this Website or from any of its hyper link connections, other than death or personal injury to the extent that this is caused by the negligence of Crocus Wealth Limited.
Crocus Wealth Limited may make improvements and/or changes to the content of this information at any time without notice. All services, product and product price specifications contained within Crocus Wealth Limited Website are subject to change without notice.
Information provided on the www.crocuswealth.co.uk Website is provided "as is" without any warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement, as such exclusions of implied warranties shall apply pursuant to applicable laws and regulations.
Links to Third Party Sites
Crocus Wealth Limited cannot and has not reviewed all pages of the Websites linked to this Website and therefore cannot be liable for their content. Users link to other Websites at their own risk and use such sites according to the terms and conditions of use of those sites. Crocus Wealth Limited provides links to you only as a convenience, and the inclusion of any link does not imply endorsement by Crocus Wealth Limited or the linked Website.
Copyright
No part of this Website may be copied or imitated in whole or in part. No logo, graphic, sound or image from this Website may be copied or re-transmitted unless expressly permitted in writing by Crocus Wealth Limited. (These prohibitions are without limitation to the legal rights of Crocus Wealth Limited.)
Trademarks
The trademarks and logos (the Trademarks) used and displayed on this Site are registered and unregistered trademarks of Crocus Wealth Limited and others. They may not be used in any advertising or other publicity materials in relation to the distribution of any information or materials obtained from this Website without the prior written consent of the Trademark owner. (These prohibitions are without limitation to the legal rights Crocus Wealth Limited)
Governing Law
Any dispute or claim concerning or arising from this Website shall be determined in accordance with the law of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction in determining such disputes or claims. |
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